How to get Palmpay ATM Card, Debit card, and Account Number.

Eazy way to get your Palmpay ATM Card

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Palmpay is a Fintech company that has gained a reputation as one of the most trusted and reliable mobile payment platforms in Nigeria. With Palmpay, you can access a variety of financial services at your fingertips, thanks to a user-friendly interface and seamlessly integrated features.

How to get Palmpay ATM Card, Debit card, and Account Number.

One of the most notable features of the Palmpay platform is the Palmpay account. This account, which serves as your digital wallet, allows you to connect your bank accounts, cards, and other payment options in one place. With your Palmpay account, you have access to features like money transfers, bill payments, airtime and data purchases, and more.  Unlike other Fintech accounts, Palmpay accounts stand out for their security measures, ensuring that your transactions are always safe and secure. With Palmpay, you can rest assured knowing that your financial information is protected and your privacy is respected.

Now, you might be wondering how to get a Palmpay ATM  and debit card. The good news is that it’s super simple! In this article, we will show you how to get a Palmpay ATM  and debit card so you can make online and offline transactions easily.

So keep reading to learn more about how Palmpay can make your financial life easier and more convenient!

Why you need a Palmpay ATM Card as a Customer 

Palmpay Fintech is a popular online payment platform that provides users with a variety of financial services. One of the many services that Palmpay offers is its own ATM and debit cards. In this article, we will explain why you need a Palmpay ATM  and debit card as a customer.

  1. Easy access to capital: With  Palmpay ATMs and debit cards, you’ll have easy access to your money anytime, anywhere. Withdrawing money from an ATM  or paying at the point of sale has never been easier.
  2. Security: Palmpay ATMs and debit cards have many security features to ensure every transaction is safe. You no longer have to worry about fraudulent transactions or identity theft.
  3. Discount: Palmpay users with ATM and debit cards will receive discounts when using the card to make transactions. This means you save money by using Palmpay.
  4. International payment: Palmpay ATMs and debit cards can be used for international transactions. This is ideal for customers who frequently travel abroad and need to access their funds while they are away.  
  5. Free activation: As a Palmpay customer, you do not have to pay an activation fee to receive an ATM and debit card. This means you can start using your card immediately.
  6. Low cost: The cost of  Palmpay ATM and debit cards is very affordable, making it accessible to more customers.  
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How to get a Palmpay ATM Card And Debit card

How to Get Palmpay ATM Card and Debit Card: A Step-by-Step Guide for Users

One of Palmpay’s most notable features is the Palmpay ATM  and Debit Card, which allows users to transact via ATMs and online platforms worldwide. If you are a Palmpay user and want to get your hands on a Palmpay ATM  or debit card, you are in the right place.

Palmpay ATM cards are issued by Palmpay to registered users. This is a smart card that provides a safe, fast, and convenient way to withdraw money from ATMs and make online purchases. The card can be linked to your Palmpay wallet, allowing you to access funds directly from your account.

 On the other hand, a debit card is a virtual card that allows users to make online purchases without the need for a physical card. This card will be delivered to you immediately when you register on Palmpay. Simply select Palmpay card as your payment option in the online store of your choice.  

Palmpay ATM card costs

Luckily, getting a Palmpay ATM card is free. However, Palmpay may require a minimum balance in the Palmpay Wallet to activate your card, which is usually around ₦100 or equivalent.

How to Get a Palmpay ATM Card

To get a Palmpay ATM card, please follow these steps:

  • log in to your Palmpay account on the Palmpay application.
  • Then go to the “Cards” section on the home page and click  “Order physical card”.
  • Next, choose your preferred shipping method. You can choose to have your card delivered to your home or the nearest Palmpay center.  
  • Next, fill in your shipping information and complete the ordering process.
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How to get a Palmpay debit card

Getting a Palmpay debit card just got easier and here’s how to get started:

  • Download the Palmpay app from the Google Play Store or Apple Store and log in to your account.  ii. Go to the “Cards” section on the home page and click “Virtual Cards”.
  • Choose your preferred card type and order the card by clicking the “Order Card” button.
  • Your Palmpay debit card will be created instantly and you can use it for all online transactions.  
  • Activate your Palmpay ATM card and debit card

After receiving your Palmpay ATM  or debit card, you need to activate it to start using it. 

How to activate a Palmpay ATM card 

  • Insert the card into any  ATM that supports Palmpay.
  • Select “Pay with Palmpay” on the screen.
  • Enter the PIN you created earlier to activate your card.

How to Activate your Palmpay debit card

  • Log in to the Palmpay app and navigate to the “Cards’ section.  
  • Click “Activate Card” to activate your virtual card.
  • Enter the 6-digit one-time password (OTP) sent to your registered mobile number to complete the activation process.

How To Get Palmpay Account Number

If you want to get a Palmpay account number follow the steps below.

  • Download and install the Palmpay application: The first step to get your Palmpay account number is to download and install the Palmpay mobile app from your app store. This app is available on  Android and iOS devices.
  • Register for Palmpay: After installing the app, sign up for Palmpay by providing your personal information, including full name, email address, and phone number.  To register with palmpay and receive N1000 as a welcome bonus, Register “ Using this  link or my code “ATGS4995” to join and get ₦1000 welcome bonus:
  • Verify your phone number: After registering, Palmpay will send a verification code to the phone number you provided when registering. Enter the code on the app to verify your phone number.
  • Create  Palmpay PIN: The next step is to create a Palmpay PIN. This PIN will act as a security code to protect your account and transactions. Make sure you choose a strong, unique PIN that you can easily remember.
  • Link your bank account: After creating your Palmpay PIN, link your bank account to the app by entering your bank details. Make sure the bank details you provide are correct. 
  • Deposit money to your Palmpay wallet: To receive an ATM debit card or Palmpay debit card, you need to add money to your Palmpay wallet. You can do this by transferring money from your bank account to your Palmpay wallet or by using a debit card to transact on the Palmpay app.
  • Palmpay debit card application: Once you have funded your Palmpay wallet and have enough balance, you can apply for a Palmpay debit card. Click on the “Cards” option on the Palmpay app and select “Request Card”. Fill in your details and submit your request.
  • Wait for your Palmpay debit card to be delivered: Once your request is processed, your Palmpay debit card will be sent to the address you provided when registering. It usually takes 3-7 business days to receive the card.
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FAQs on How to get a Palmpay ATM Card, Debit card, and Account Number.

1.. What is the first step to get an ATM card, debit card, and Palmpay account number?

First, you need to download the Palmpay app on your mobile device and complete the registration process. Once fully registered, you will be able to access all features of the Palmpay platform.

2. Can I register a Palmpay ATM or debit card on the app? 

Yes, you can apply for a Palmpay ATM card or  Palmpay debit card directly from the Palmpay app. You will need to go to the “Cards” section of the app and select the card you want to apply for.

3. How long does it take to receive the Palmpay card after registration?

Once your request is approved, it usually takes 3-7 business days for your Palmpay ATM  or debit card to be delivered. Delivery times may vary depending on your location.

4. Can I use an ATM card or Palmpay debit card for international transactions? 

Yes, you can use a Palmpay card for international transactions. However, you will need to enable the international transaction function on your Palmpay app. Additionally, additional fees may apply for international transactions.

5. Is it possible to get a Palmpay account number without registering a Palmpay card?

Yes, it is possible to get a Palmpay account number without registering a Palmpay card. After registering on the Palmpay app, an account number will be automatically generated for you. You can use this account number for bank transfers and other transactions on the Palmpay platform.


Palmpay Fintech provides a seamless and secure payment experience, and its ATM and debit cards help users manage their finances more easily. Getting an ATM or Palmpay debit card is straightforward. Follow the steps we provided in this guide to get started and enjoy easy financial transactions wherever and whenever you want.


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