Naira Loan Customer Care Number, Email & Office Address
Naira Loan is a popular loan app in Nigeria that provides quick and easy loans to its customers. The app has gained a lot of popularity due to its easy loan application process, fast loan disbursement, and low-interest rates. However, there are times when customers face issues while using the app or availing of the loan. This is where Naira Loan customer care comes in.
In this article, we will discuss everything you need to know about Naira Loan customer care, including their phone number, email address, and office address.
What is Naira Loan?
Naira Loan is a personal loan platform, It focus on providing High Quality Lending Service, responding to user needs quickly, improving the reliability of loans. As your credit score grows, the loan amount increases for every loan.
You can apply a loan completely online according to your financial needs every time, every where. The app is available on Android and it is straightforward to use. Naira Loan provides loans from ₦1,500 to ₦500,000, and the repayment period varies from 7 days to 6 months.
About Naira Loan’s Product
- The Loan Amount：₦1,500 – ₦500,000
- Loan Period：91days（Minimum, including delay time）- 360days（Maximum, including delay time）
- Maximum loan limit：₦500,000
- Maximum annual interest rate：18.25%
- Service charge：No other Charges.
If you obtain a credit of ₦10,000 for 91 days, the total interest payable is: ₦10,000*0.05%*91=₦455; Monthly interest payable is: ₦10,000*0.05%*30=₦150; The total amount due is: ₦10,000+₦455=₦10455
How to Apply for a Loan on Naira Loan
To apply for a loan on Naira Loan, follow these simple steps:
- Install the Naira Loan app from the Google Play Store.
- Sign up and create an account.
- Fill out the loan application form.
- Choose a product and submit the application.
- Wait for your loan to be approved.
- Once approved, the money will be credited to your bank account within minutes.
Naira Loan requires you to provide basic personal information such as your name, address, phone number, and bank account details. Additionally, you must provide a valid means of identification, such as a National ID card or driver’s license.
- Nigeria Resident.
- 20-55 years old.
- Source of a monthly income.
Naira Loan is committed to the provision of financial services at affordable rates to low-income and middle-income people with limited access to formal banking system.
Naira Loan Customer Care Number
Naira Loan customer care number is not available but you can reach them through email or visit their office which is added below. The customer care service is available from 8 am to 5 pm, Monday to Friday. Customers can email or visit Naira Loan office for any queries related to loan applications, repayment, or any other issues related to the app. The customer care executives are well-trained and experienced in handling customer queries and providing appropriate solutions.
Naira Loan Customer Care Email
Customers can also reach Naira Loan customer care through email. The email address for customer care is email@example.com. Customers can send an email to this address with their queries or issues, and the customer care team will revert as soon as possible. This is a convenient way to reach customer care as customers can send emails anytime, anywhere, and get a response at their convenience.
Naira Loan Office Address
Naira Loan has its office located in Lagos. The office address is Shobell House 13 Ikogosi Close, Osborne Foreshore Estate, Ikoyi, Lagos, Nigeria. Customers can visit the office for any queries or issues related to loan repayments or applications. The office is open from 8 am to 5 pm, Monday to Friday.
Benefits of Naira Loan
- Instant Access to Cash: Naira Loan provides quick access to cash within minutes of loan approval.
- No Collateral: Unlike traditional bank loans, Naira Loan does not require any collateral or guarantor.
- Flexible Repayment Options: Naira Loan offers flexible repayment options, ranging from 7 days to 6 months, depending on the loan amount.
- Low Interest Rates: Naira Loan offers low-interest rates, making it affordable for users to borrow money.
Risks of Naira Loan
- High Interest Rates: While Naira Loan offers low-interest rates, they can still be relatively high compared to other forms of credit.
- Loan Default: Failure to repay your loan on time can result in extra charges, penalties, and even legal action.
- Addiction to Debt: Frequent borrowing from Naira Loan can lead to an addiction to debt, which can be harmful to your financial health.
Naira Loan customer care is available to help customers with any queries or issues related to the loan application process, repayment, or any other issues related to the app. Customers can reach customer care through phone, email, or by visiting their office. It is important to note that Naira Loan customer care is available during business hours only. Therefore, customers should make sure to contact customer care during these hours for prompt and efficient service.
Naira Loan provides a quick and convenient solution for individuals in need of immediate cash. It is an excellent option for people who cannot obtain traditional bank loans due to lack of collateral or guarantors. However, it is essential to use Naira Loan responsibly and only borrow what you can afford to repay. Before applying for a loan, consider the risks involved and ensure that you have a plan for repaying the loan on time. If used correctly, Naira Loan can be a helpful tool in managing your finances.