Sterling Bank Transfer Codes – Sterling Bank USSD Codes For Transfers, Check Account Balance, Buy Airtime and Data, Borrow Loans

How to activate your Sterling Bank USSD Codes

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Presently, Mobile banking is becoming more common in the banking system. Sterling Bank has provided their own USSD code for easier transactions among their customers.  Both the transfer code and USSD codes are simple to use and also provide a seamless banking experience for sterling Bank customers.

Sterling Bank transfer codes, Sterling Bank USSD Codes

 For example, Sterling Bank transfer codes allow you to transfer funds from one account to another without going to a physical bank branch. All you have to do is dial *822# on your mobile phone, select a transfer option, and follow the instructions to complete your transaction.

 In addition, USSD codes are short codes that customers can use to access certain banking services on their mobile phones. Sterling Bank’s USSD code is *822# and allows customers to check account balances, make transfers, pay bills, buy airtime and more.

You can transact anytime, anywhere without having to go to a physical bank branch or queue at an ATM. Just dial the appropriate code and you can do your banking  on the go.

 It is important to note that using the Sterling Bank wire transfer code and the USSD code is not only convenient, but also secure. Sterling Bank transfer codes and USSD codes are designed in such a way that protects your account details and transactions from any fraud related activities. And you should also know that your account information is very much safe.

 In addition, Sterling Bank Transfer Code and USSD Code are continuously updated and improved to give customers  the best possible banking experience. This means that there will be a continuous upgrade of the transfer Codes to make it more convenient and efficient.

If you are a Sterling Bank customer, the Transfer Code and USSD Code are definitely worth checking out. They provide a convenient and secure way to bank on your mobile phone, and you can access these services from anywhere, anytime. Try them out and enjoy seamless banking at your fingertips!

What is Sterling Bank USSD Code?

If you are a Sterling Bank Customer, you should know what Sterling Bank USSD codes are all about.  In this section we will tell you what Sterling Bank USSD code is all about.

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Sterling Bank USSD codes allow customers to perform multiple banking transactions on their mobile devices using a specific code.

 To get started, all you need is a registered SIM card with the number linked to your Sterling Bank account. Dial *822# on your mobile device and follow the on-screen instructions to sign up for an account and PIN.  Once your account is registered, you can use the code *822#  to perform various transactions such as checking your account balance, transferring money, buying airtime, paying bills, and more.

Sterling Bank’s USSD code works 24 hours a day, 7 days a week, making it easy and convenient for customers to transact anywhere, anytime.

You should be aware that there is a small fee charged from your account on each successful transaction you do with Sterling Bank USSD code.

Requirements to Activate Sterling Bank Code

There are some things that you need to put in place before you can activate your Sterling Bank USSD code. Below are some of them.

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How to Activate Sterling Bank USSD Code

Before you can use Sterling Bank USSD Codes on your mobile phone you must ensure that the SIM card (MTN, GLO, Airtel, 9-mobile) associated with your Sterling Bank account is registered and activated. This activation also includes setting up your 4-digit PIN.

Below are the steps you can follow to activate your Sterling Bank USSD code.

  • Dail *822*1*Account Number # on your registered line. Mtn, Glo, Airtel or 9 Mobile.
  • Follow the on-screen prompts.
  • Create your 4-digit USSD PIN .
  • Re-enter your Unique PIN to confirm if it is properly working.
  • You will receive a successful activation message.

Sterling Bank USSD Codes Table 


Sterling Bank code to check balance *822*6#
Sterling Bank code for account number  *822*8#
Sterling Bank code for transfer of money to Sterling Bank *822*4*Amount*NUBAN#
Sterling Bank code for transfer of money to other banks *822*4*Amount*NUBAN#
Sterling Bank code to buy airtime for self *822*Amount#
Sterling Bank code to buy airtime for others  *822*Amount*Phone number#
Sterling Bank code for checking BVN *565*0#
Account Opening *822*7#
Bill Payment *822*2#
For cardless withdrawal *822*42#
Code to manage your card *822*19#

How to Fix Sterling Bank USSD Codes issues.

Most times we experience some malfunctioning of the USSD Codes. Even as a new or old Polaris Bank account holder if you have been trying to use the USSD code and it’s not working. We have listed the possible reasons and how you can fix them.

  • No network coverage: when there is no network coverage either from your own side or the bank’s end. You are likely to receive an error message when you dial Sterling Bank USSD code to carry out transactions. Fixing this is simple, you have to wait for some minutes before retrying to make the transaction.
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  • Not registered for Sterling Bank USSD Codes: if you have not activated your Sterling Bank USSD code with the phone number you register with.  You can’t access the Sterling Bank USSD service. To fix this you have to follow the procedure we show you in this article to register your line.
  • Dialing the USSD code in an unregistered number: If you are using an unregistered line to dial the Sterling Bank USSD Code, it won’t work. To fix this you have to make sure that you are using only your registered line 

FAQs on Sterling Bank USSD Codes 

What are Sterling Bank USSD Codes?

Sterling Bank USSD Codes are a set of short codes that customers can dial on their mobile phones to carry out banking activities quickly and easily.

What are the USSD codes for Sterling Bank?

Sterling Bank USSD Codes are as follows: To check account balance, dial *822*6*account number#. For airtime recharge, dial *822*Amount#. To transfer funds to other Sterling Bank accounts, dial *822*Amount*account number#. To transfer funds to other banks in Nigeria, dial *822*Amount*account number#.

How do I register for USSD banking with Sterling Bank?

To register for USSD banking with Sterling Bank, dial *822# on your registered mobile number and follow the prompts on the screen. You will be required to enter your account number and set a PIN.

Are there any charges for using Sterling Bank USSD Codes?

Yes, there are charges for using Sterling Bank USSD Codes. For example, to transfer funds to other banks in Nigeria, a charge of N21.50 will be deducted from your account.

What should I do if I forget my USSD banking PIN?

If you forget your USSD banking PIN, you can reset it by dialing *822*5# and following the prompts on the screen. Alternatively, you can visit any Sterling Bank branch to request for a PIN reset.


Sterling Bank USSD Codes and transfer codes are innovative ways that Sterling Bank introduces to make banking easy and convenient for their customers.  With this code, you can perform several financial transactions such as fund transfers, Airtime and Data purchases, and bill payment. The USSD code is secure from any form of cyber attack.

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