How to become Palmpay Aggregator and Palmpay Agent

How to become Palmpay Aggregator and Palmpay Agent.

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How to become a Palmpay aggregator and Palmpay agent.

Are you looking for a new business venture or another stream of income? Are you interested in working with Fintech companies to provide financial services to customers on their behalf? If this is your dream then this article is for you. Read carefully because it contains valuable information on how to become a palmpay aggregator and agent.

How to become palmpay Aggregator and Palmpay Agent

Palmpay is a leading digital mobile payment provider that allows users to make payments, transfer and withdraw funds, purchase airtime, bill payments, etc.  Palmpay has grown to be a household name when it comes to the Nigeria Fintech industry because of its simplicity, security, and convenience.  Apart from providing financial services to people, palmpay has provided employment opportunities to thousands of people across Nigeria.  They have given a platform to those who want to become their aggregator and agent, enabling them to earn money while providing financial services to their customers.

Becoming a Palmpay agent or aggregator is not a very difficult thing to do, as long as you follow all the procedures and also meet up with the requirements it demands.

In this article, we will show you a step-by-step guide on how to become a palmpay Aggregator or Agent.

Who is a Palmpay Aggregator?

A palmpay aggregator is a person or business entity that is responsible for providing payment services to palmpay agents on behalf of Palmpay. It is safe to say that Palmpay aggregator is the intermediary between merchants and Palmpay.  An aggregator earns a commission from any transfer made through your platform.  As a palmpay aggregator, your responsibility includes:

  • Sign up new users: An aggregator is responsible for onboarding new users (agents) and teaching them everything it takes to run a successful Palmpay POS merchant.
  • Managing Transactions:  As an Aggregator, you are also responsible for managing Transactions. You must correct any errored transactions. And report any unsuccessful transactions for reporting.
  • Providing Customers support:  An aggregator is responsible for linking customers’ business accounts with palmpay. And is readily available to assist with customers any problem they may be encountering.

Who is a Palmpay Agent?

A palmpay agent is an intermediary between Palmpay aggregator and Customers. It is safe to say that they provide payment  services to customers on behalf of Palmpay Aggregator.  As an Agent, you earn a commission on every transaction they facilitate.  The responsibilities of an Agent include: 

  • Sign up new users:  As an Agent, you have the responsibility of creating new accounts for users. Making sure that their account is verified and ready to use.
  • Managing Transactions: you are saddled with the responsibility of managing and recording all the transactions carried out from your unit.
  • Providing customer support: As an agent, you are representing Palmpay in your locality, which means you must be ready to assist customers when they are having the challenge of accessing any of Palmpay’s services.
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We believe that you now have a clue of what Palmpay Aggregator and Agent are, you can go ahead and make your choice on which one you want to become.

Advantage of Becoming Palmpay Aggregator and Palmpay Agent.

There are numerous benefits to becoming a Palmpay Aggregator and Agent, and we believe you don’t want to miss any of those. If you’re looking for a way to earn some extra cash, becoming a Palmpay aggregator or agent could be a smart move. Here are some of the key benefits of joining the Palmpay network:

  1. A Reliable Source of Income: As an aggregator or agent, you’ll have the opportunity to earn commissions on every transaction made through Palmpay. This can be a steady source of income, particularly if you’re able to sign up a lot of new users.
  1. Easy-to-Use Platform: Palmpay offers a simple and user-friendly platform that makes it easy for anyone to use. As an aggregator or agent, you’ll be promoting the platform to others, so you must understand how it works. Thankfully, Palmpay is very intuitive and straightforward to use.
  1. No Startup Costs: Unlike some other business opportunities, becoming a Palmpay agent or aggregator doesn’t require any upfront investment. You won’t need to purchase any inventory or equipment or pay any fees to join the network.
  1. Access to Additional Services: In addition to the basic payment platform, Palmpay offers a variety of other services that can help you to earn more money. These include things like bill payments, airtime top-ups, and even the ability to lend money to others.
  1. Plenty of Support: Finally, one of the key benefits of becoming a Palmpay aggregator or agent is the level of support that you’ll receive. Palmpay provides training and guidance to all its agents, as well as ongoing support to help you grow your business.

These are just some of the many benefits of becoming a Palmpay aggregator or agent. Whether you’re looking for a way to earn some extra cash on the side, or you’re keen to start your own business, Palmpay could be an ideal opportunity for you. So why not give it a try?

How to Become a palmpay Aggregator and Agent 

We will boldly tell you that becoming a Palmpay Aggregator or Palmpay Agent is a sure way of owning your own business or adding another stream of income to your portfolio.

We have provided you with a step-by-step guide on how to become a Palmpay Aggregator and Agent and we expect you to follow it carefully so you can achieve your aim.

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Requirements for Palmpay Aggregator and Agent.

In other to become a palmpay aggregator or Agent you need to meet up with the following Requirements.

  • You must have valid identification such as a National ID card, international passport, or Driver’s License.
  • You must know how to use the internet and how to install Palmpay app on your Mobile phone.
  • You must be knowledgeable in operating Mobile devices and also how to use them to perform different tasks.
  • As an Aggregator or Agent,  You will be responsible for providing customer support services to your customers and as such you need to have good communication skills to achieve that. 
  • Most times you may be asked to make deposits before you can become a Palmpay agent, However, there are no fixed price deposits as it all depends on the agreement with your Palmpay Aggregator.

Once all the listed requirements, you are eligible to become a palmpay aggregator or Agent and start rendering payment services to the public.

Register with Palmpay 

To become either Aggregator or an agent after meeting the requirements, the first thing is to register with Palmpay and then from there, you continue with the registration process. You can create an account on Palmpay using either the website or the mobile app. Follow the procedure below to create an account with Palmpay.

  • Download the app from either the google play store or the apple store.
  • Sign up by filling out the application form.
  • You will be required to input your bio-data and contact information. Ensure to use an active phone number and email address.
  • Set up your passion and two-factor authentication security protocols.
  • Verify your account with your valid I.D. address.

How to apply for a Palmpay Aggregator or Agent Program.

Follow the steps below to successfully apply for Palmpay Aggregator or Agent.

  • Click on your just downloaded App or visit Palmpay’s official website on your smartphone
  • Click on the “Become an Agent/Aggregator” icon on the app or website.
  • Fill out the application form with the required information, which includes: email address, phone number, and location.
  • Upload a copy of your valid means of identification. (Clear picture is required).
  • Read the terms and conditions of becoming a Palmpay Aggregator or Agent and agree to it by clicking the agree icon. 
  • Wait for Palmpay to review your application.
  • Once your Application is approved, palmpay customer support will reach out to you through email or phone message.

Attend Aggregator or Agent Training Camp

Once your application is approved, you are itching away from becoming a Palmpay Aggregator or Agent. The next step is to attend the Palmpay training program for new Aggregators and Agents. The objective of the training program is to educate and equip you with the right skills and knowledge necessary to use the Palmpay app and deliver services to your customers.

You will learn the following during the training;

  • How to download the Palmpay app, install and set up the app on your Smartphone.
  • How to carry out transactions using the Palmpay app.
  • How to troubleshoot common issues that usually arise while using the Palmpay app.
  • How to provide support to your customers.
  • Ways you can protect your Palmpay terminal from theft and damage.
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You can do your Palmpay training in person at any specific training center or online via video tutorials.  The training doesn’t take long to complete, just a few hours and you are done. After you completed your training a certificate of participation will be issued to you at the end.

If you want to succeed in this business, you must make yourself available for the training program. Because you will be trained solely on how to deliver efficient and successful payment services to your customers. You will also be shown the rules and regulations of becoming a Palmpay Aggregator or Agent during the training.

Get Your Palmpay POS machine 

The last step to becoming a Palmpay Agent is getting your POS terminal. After your training session, you will be handed over a palmpay terminal that you would use to render financial services to your client.  A palmpay terminal is a mobile point-of-sale device that allows you to render financial services such as, Transfer, withdraw and bill payments, etc.

To collect your Palmpay terminal, you have to contact the Palmpay team. You will provide them with information such as Your name, phone number, email address, and location. Once your information is verified your Palmpay terminal will be delivered to you Asap.

FAQS on How to Become a Palmpay Aggregator or Agents 

How to earn more than N3500 Daily on Palmpay?

You can make more than N3500 on the Palmpay app by referring your families and friends to join Palmpay. You earn when they use your link to register and verify their accounts.  To begin earning with Palmpay visit the Refer and Earn icon on the App, click on it, and follow the prompt. 

Is the Palmpay POS machine free? 

No. It is not free of charge. However, the cost of the Palmpay POS machine depends on various factors which include the type of terminal, your location, and availability. Generally, it is estimated that the Palmpay terminal costs between N25,000 to N100,000.

Which app is better than PalmPay?

Well, there are several Fintech apps available on the market, choosing which one is better depends on your specific needs. All digital payment platforms have their advantages and disadvantages too.  Opay, Kuda, and moniepoint are all Fintech apps that are doing well.

What are the benefits of being a PalmPay agent?

There are several benefits you will get if you successfully become a Palmpay Agent here: An additional stream of income, a Flexible schedule, a wider customer base, Palmpay training, and support. 

Which Country Uses Palmpay? 

Palmpay is currently available in Nigeria and Ghana. Once it’s available in other Countries we will update this section.


In summary, becoming a Palmpay Aggregator or Agent is a sure way to have your own business and generate additional income for yourself. With the information we have provided to you in this article, you can successfully become a palmpay aggregator or Agent. We wish you success!


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