How To

EasyBuy Calculator, EasyBuy Debtors, EasyBuy Laptops Loan, EasyBuy Phone Requirements, EasyBuy App Login.

EasyBuy calculator, EasyBuy debtors, EasyBuy laptops loan, EasyBuy phone requirements, EasyBuy app login.

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Today’s fast-paced world, convenience and flexibility are key factors when it comes to financial transactions. With traditional banking systems often posing constraints, Easybuy has emerged as a game-changing financial app in Nigeria, offering consumers a secure and convenient means of flexible payment solutions. This article will delve into the various features and benefits of Easybuy, including the Easybuy loan option, the Easybuy loan calculator, the requirements for buying a phone on Easybuy, and how to log in to the Easybuy mobile app.

Introduction to Easybuy

Developed by Easybuy, this free-to-use financial app has revolutionized the payment process for Nigerian consumers. Easybuy enables users to enjoy the benefits of shopping and financial flexibility without the need for physical financial tools like credit cards or waiting in long queues at traditional banks. Similar to platforms like Payflex and Afterpay Shopping, Easybuy allows users to make immediate purchases while spreading the cost over a predefined period.

One of the standout features of the Easybuy app is its “Buy Now, Pay Later” functionality. This convenient feature allows users to make their desired purchases immediately and pay for them over a set period of three to twelve months. By eliminating the need for large upfront payments, Easybuy eases the burden on consumers and allows them to enjoy their purchases without breaking the bank. Users can even secure their desired items with just a 30 percent down payment, making it an attractive option for those looking for financial flexibility.

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Easybuy Loan Calculator

The Easybuy Loan Calculator is an online tool that allows borrowers to estimate their monthly loan payments quickly. Whether you are considering a phone loan, Laptop loan, or personal loan, this calculator takes the stress out of the calculation process. By inputting relevant information such as loan amount, interest rate, and loan term, you can obtain an accurate estimation of your monthly payments.

How does it work?

Using the Easybuy Loan Calculator is effortless. Simply follow the steps below:

  • Input the loan amount you wish to borrow.
  • Enter the interest rate offered by the lender.
  • Specify the loan term, which is the length of time you have to repay the loan.
  • Click the “Calculate” button to obtain your estimated monthly payment.

Features and Benefits of the Easybuy Loan Calculator

Accurate and Reliable Results:The Easybuy Loan Calculator utilizes advanced algorithms to deliver precise results. You can trust the accuracy of the calculations, helping you make informed decisions about your loan options.

User-Friendly Interface: With its intuitive design and user-friendly interface, the Easybuy Loan Calculator makes it simple for borrowers of any level of financial expertise to navigate and utilize the tool. You don’t need to be a financial expert to understand your monthly payments anymore.

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Easybuy Laptop Loan

Another exciting offering from Easybuy is the Easybuy laptop loan. With this feature, people can purchase laptops on loan from Easybuy, adding convenience and accessibility to their professional and educational pursuits. Professionals and students alike can now access high-quality laptops without the financial strain of buying them outright. This feature is particularly useful for individuals who rely on laptops for work, learning, or staying connected in this digital age.

Document Requirements for Buying Phones on Easybuy

To purchase a phone on Easybuy, users must meet certain document requirements. These include being between 18 and 55 years old, having a Bank Verification Number (BVN), and a valid bank card. Additionally, Easybuy conducts a credit check to assess the user’s eligibility for their desired purchase. These requirements ensure responsible lending practices and protect both the user and Easybuy.

Easybuy Mobile App

The Easybuy mobile app boasts a wide network of partner merchants, with almost 30,000 collaborators from various industries. This extensive network ensures that users have access to a diverse selection of products and services, ranging from electronic gadgets to household appliances. The app’s interface is intuitive and user-friendly, making it effortless for users to browse through the available options and make their desired purchases.


1. How does the EasyBuy loan calculator work?

The EasyBuy loan calculator is a tool provided within the app that helps users determine the monthly installment and repayment duration for their desired purchase. To use the loan calculator, follow these simple steps:

  • Open the Easybuy app on your smartphone.
  • Browse through the available products and select the item you wish to purchase.
  • On the product page, you will find a loan calculator section.
  • Input the desired down payment amount (minimum 30 percent) and select the repayment duration (three to twelve months).
  • The loan calculator will instantly display the monthly installment amount and total repayment cost.
  • Adjust the down payment or repayment duration to find a monthly installment that fits your budget.
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Using the EasyBuy loan calculator ensures that you have a clear understanding of the financial commitment before making a purchase, allowing you to plan your budget effectively.

2. Is it necessary to undergo a credit check for EasyBuy?

Yes, EasyBuy conducts a credit check to assess the user’s eligibility for the Buy Now, Pay Later feature. The credit check helps determine the user’s creditworthiness and ensures that they have the ability to make the required monthly installment payments. While a credit check is necessary, it doesn’t necessarily mean that a perfect credit score is required. EasyBuy takes various factors into consideration when assessing eligibility, including income and repayment history.

3. How do I become eligible for EasyBuy financing?

To become eligible for EasyBuy financing, you need to meet the following criteria:

  • Age: You must be between 18 and 55 years old.
  • Identity Verification: You must have a valid Bank Verification Number (BVN).
  • Valid Bank Card: You must possess a valid bank card from a supported financial institution.

By meeting these criteria and passing the credit assessment, you can enjoy the benefits of EasyBuy’s flexible payment solutions. It’s important to note that EasyBuy collaborates with nearly 30,000 merchants from different industries, ensuring a wide selection of products and services for users.


In conclusion, EasyBuy is a practical app that provides users with a multitude of features aimed at enhancing their financial experience. With its interest-free installment options, flexible repayment dates, and versatile merchant integration, the app ensures a seamless and informed payment journey. By offering financial freedom and flexibility, the app plays a significant role in letting users make better financial choices while significantly improving their overall shopping experience.

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