LairaPlus Customer Care Number, Email & Office Address

LairaPlus Customer Care Number, Email, WhatsApp Number & Office Address

What is LairaPlus?

LairaPlus is a financial technology company in Nigeria that offers loans to individuals and businesses. The company provides quick and easy access to loans without collateral, making it easier for people to meet their financial needs.LairaPlus operates entirely online, and customers can apply for loans using their mobile phones or computers.

The company prides itself on its quick loan processing time and excellent customer service. The loans are available to people across Nigeria, including those in remote areas.

About LairaPlus

LairaPlus was established in 2019 with a mission to provide easy access to loans for Nigerians. The company has a team of experienced professionals who have worked in the financial industry for years. LairaPlus uses modern technology to simplify loan applications and make the process faster and more convenient.

The company’s loan products range from small loans for emergencies to larger loans for businesses. The loans are available to both employed and self-employed individuals. LairaPlus has a transparent loan application process, and customers are informed of all the costs and fees associated with their loan.

Easy Steps To Get LairaPlus Loan

1. Download LairaPlus in Google Play.
2. Register an account with phone number.
3. Submit information and wait for approval.
4. Receive the money deposited in your account.

LairaPlus Customer Care Number

LairaPlus is committed to providing excellent customer service to its customers. The company has a customer care team that is available to answer any questions and address any concerns customers may have. Customers can contact the customer care team through this numbers: +234 7030919031

LairaPlus also has an FAQ section on its website that provides answers to common questions.

LairaPlus Customer Care Email

Customers can contact LairaPlus customer care team through the following email addresses: support@lairaplus.co

LairaPlus Office Address

LairaPlus have a physical office address at 87 Nosamu St, Ajengule 102103, Lagos. However, customers can contact the customer care team through the following phone numbers: +234 7030919031

How to Apply for a Loan on LairaPlus

To apply for a loan on LairaPlus, customers need to follow these simple steps:

• Step 1: Visit the LairaPlus website. Customers can access the LairaPlus website from their mobile phone or computer.
• Step 2: Register and Create an Account. Customers need to register on the website and create an account by providing their personal information and contact details.
• Step 3: Fill the Loan Application Form. After creating an account, customers need to fill out the loan application form. The form requires information such as the loan amount, repayment period, and purpose of the loan.
• Step 4: Provide Additional Information. Customers may be required to provide additional information such as their employment details, bank statements, and government-issued identification.
• Step 5: Submit the Loan Application. After providing all the necessary information, customers can submit the loan application. The application will be processed, and customers will receive a response within a short period.

Eligibility for LairaPlus

To be eligible for a loan on LairaPlus, customers must meet the following requirements:

• The customer must be a Nigerian citizen.
• The customer must be at least 18 years old.
• The customer must have a valid bank account.
• The customer must have a source of income or be self-employed.

Benefits of LairaPlus

LairaPlus offers several benefits to its customers, including:

• Quick and easy loan application process
• No collateral required
• Flexible repayment terms
• Loans available to both employed and self-employed individuals
• Transparent loan application process
• Excellent customer service
• Risk of LairaPlus

While LairaPlus offers many benefits to its customers, there are also risks associated with taking out a loan with the company. Some of the risks include:

• High-interest rates: LairaPlus interest rates can be relatively high compared to other loan providers. This means that customers may end up paying more in interest charges over the loan’s life.
• Late repayment fees: Customers who are unable to repay their loans on time may incur late repayment fees, which can add up and increase the overall cost of the loan.
• Default risk: Customers who are unable to repay their loans risk damaging their credit scores, which can make it difficult for them to obtain credit in the future.
• Cyber security risks: As LairaPlus is an online-based company, customers need to be cautious about cyber security threats such as phishing attacks and data breaches. Customers’ personal and financial information may be at risk if the company’s cyber security is compromised.

Pros and Cons of LairaPlus

Pros:

• Quick and easy loan application process
• No collateral required
• Flexible repayment terms
• Loans available to both employed and self-employed individuals
• Transparent loan application process
• Excellent customer service

Cons:

• High-interest rates compared to other loan providers
• Late repayment fees
• Default risk
• Cybersecurity risks associated with online-based loan providers
• The company is relatively new and may lack a track record compared to more established financial institutions.
• Limited loan amount: LairaPlus offers loans of up to N200,000, which may not be sufficient for some individuals or businesses with larger financial needs.

Overall, LairaPlus is a reputable loan provider in Nigeria that offers individuals and businesses quick and easy access to loans. However, customers should carefully weigh the pros and cons before taking out a loan with the company to ensure that it is the right option for their financial needs.

Conclusion on LairaPlus

LairaPlus is an excellent option for individuals and businesses in Nigeria who need quick access to loans without collateral. The company offers flexible repayment terms and an easy application process. 

LairaPlus is committed to excellent customer service, and customers can reach out to the customer care team through various channels. However, customers need to be aware of the risks associated with taking out a loan with the company. It is essential to read and understand the loan agreement before accepting the terms.